Foreign National mortgage loan


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Advantages of personal loans

A personal loan can be beneficial in handling some of your financial emergencies. The process involved in getting a personal loan has continued to become easier and easily available. For instance, personal loans can be applied and approved online along with access to other services..... Read More

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Foreign National Program

A Foreign National mortgage is a loan offered to the borrower if he has any one of the following visas: B-1, B-2, H-2, H-3, I, J-1, J-2, O-2, P-1, P-2, or lives in a visa-free country. The borrower must be a resident and an employee in a foreign country, away from the U.S. The borrower falls under the ICF/DSCR plan and scores a loan depending upon how property cash flows. The Foreign National mortgage has only those properties in which the owner does not live. Purchase, refinance, and cash-out transactions.

Foreign National Program Requirements:

  • A foreign national must live and work outside the U.S. and cannot reside in the U.S.
  • The maximum LTV IS 70%.
  • 12 months reserves are required.
  • 30-year fixed mortgage only.
  • loan amounts up to $1,500,000 with a minimum of $75,000 offered

All About Mortgages and Loans

Foreign National Program

For the foreign national mortgage loan, borrowers are given a loan if they have any of these visas: P-1. P-2. O-2, J-1, J-2, I, H-2, H-3, B-1, B-2 or stays in a country with a visa waiver.

Foreign National Program

Borrowers are required to work and live in another country, unable to live or work in the US. Based on the ICF/DSCR program, the eligibility of borrowers is determined by the cash flow of the property.

Foreign National Program

The foreign national program can be used only for non-owner-occupied properties for cash-out transactions, purchases, and refinance.

Advantages of a mortgage broker

Employing us as your mortgage broker will offer you the following: Help you obtain the most suitable loan. Faster closings. Additional flexibility. Access to additional programs. More experience and well informed.

Florida is experiencing a housing crisis

The current increase in housing prices is becoming challenging for many hometown heroes such as firefighters, police officers, nurses, and teachers.

Florida is experiencing a housing crisis

There have been several advocacies by Florida Realtors for cheaper housing policies, such as supporting two new programs in 2022 that will offer significant housing relief to these vital members of the community

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