Foreign National mortgage loan

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Foreign National Program

A Foreign National mortgage loan is a loan done for a borrower that has one of the following visa: B-1, B-2,H-2,H-3, I, J-1, J-2, O-2, P-1, P-2 or resides in a Visa waiver country. Borrower must live and work in foreign country, cannot live or work in the US. The borrower qualifies under our ICF/DSCR program and qualifies just on how the property cash flows. The foreign national program includes non-owner occupied residences only. Purchase, refinance and cash out transactions.


Foreign National Program Requirements:

  • A foreign national must live and work outside the U.S. and cannot reside in the U.S.
  • The maximum LTV IS 70%.
  • 12 months reserves are required.
  • 30-year fixed mortgage only.
  • loan amounts up to $1,500,000 with a minimum of $75,000 offered

All About Mortgages and Loans

Foreign National Program

For the foreign national mortgage loan, borrowers are given a loan if they have any of these visas: P-1. P-2. O-2, J-1, J-2, I, H-2, H-3, B-1, B-2 or stays in a country with a visa waiver.

Foreign National Program

Borrowers are required to work and live in another country, unable to live or work in the US. Based on the ICF/DSCR program, the eligibility of borrowers is determined by the cash flow of the property.

Foreign National Program

The foreign national program can be used only for non-owner-occupied properties for cash-out transactions, purchases, and refinance.

Hometown Hero Housing Initiative

The Hometown Hero Housing initiative is an addition to the current efforts of enhancing the homeownership possibilities for residents of Florida of low income.

Hometown Hero Housing Initiative

The Hometown Hero Housing Initiative and the existing Salute Our Soldiers Military Loan Program will work separately, as it has assisted several active-duty military personnel and veteran to purchase a home.

Hometown Hero Housing Initiative

The upfront cost of purchasing a home would be reduced through this program by offering loans with no interest that can assist with closing costs and advance payments.

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