What We Do
We are a quality mortgage brokerages in South Florida. We can provide great, competitive rates with a focus on personal service. You will work with the same person from start to finish. This helps us to get to know you personally. This helps us to tailor the best home loan product for you. Whether you’re buying your first home, refinancing, or adding to your portfolio, Royal Capital Solutions is here to help.
We have your best interest at heart. We work for you, not a bank. We will save you money on your mortgage. Our home loan experts also have years of experience.
Royal Capital has direct access to a number of different lenders. This means that you’ll have plenty of options from a variety of funding sources at your fingertips.
What We Offer
We use our expertise to ensure that we find you the best solution for your financing needs.
We’ve created a streamline process in order to get you qualified for the best loan! Call today to get started in your home buying process!
Ready to refinance? We can help you get the best rate for your refinanced mortgage so that your monthly payment is more manageable.
Don’t just take the first offer. Use our rate comparisons to find the best possible plan for your home ownership strategy.
Thinking about thinking about selling? Let’s evaluate your properties so that you know all your options.
Sometimes we need funding and we need it fast. We can get you the loans you need ASAP!
Looking to remodel? Buy a new home? A cash out refinance may be for you. Call today for more information.
The Biden administration has decided to assist 200,000 borrowers who claimed that for-profit schools have been defrauding them.
The Biden government has decided to assist 200,000 borrowers who claimed that for-profit schools have been defrauding them but whose relief applications were denied. This new decision will probably eliminate student loan debt worth over $6 billion after an agreement was made in a class action lawsuit. Important information has been described below.
Here are some of the many benefits to working with us as your mortgage broker. Access To More Loan Programs, Work To Find The Best Loan, Well Educated And More Experienced, More Flexibility, Faster Closings
More and more hometown heroes like police officers, firefighters, teachers, and nurses are struggling to keep up with Florida’s soaring housing prices.
State lawmakers have included $100 million in Florida’s 2022-23 year budget for the new Florida Hometown Hero Housing Program
The new Hometown Hero Housing Program complements existing efforts to increase homeownership opportunities for low-income Floridians.
A conforming mortgage is a type of conventional mortgage, or a mortgage not backed by a government agency such as the FHA.
A jumbo mortgage, also known as a nonconforming mortgage, is another type of conventional loan. You'll need a jumbo mortgage to borrow more than the FHFA borrowing limit.
A USDA mortgage is a government mortgage backed by the US Department of Agriculture. It's for low-to-middle-income families buying a home in a rural or suburban area.
You might need a construction loan if you build a house and need financing to cover permits, supplies, and labor.
With an interest-only mortgage, you borrow money as you would with any other type of mortgage, and you make monthly payments.
A piggyback loan involves taking out two mortgages, one large and one small. The smaller mortgage "piggybacks" on the larger one.
When you refinance your home, you replace your initial mortgage with a new one. There are multiple potential benefits to refinancing
This mortgage has the same benefits of a 30 year loan but it is paid in full in half the time. It also has a fixed rate with set monthly payments but you own your home in 15 years!
Does not require any advance payment (Note that some advance payments might be quired when trying to obtain a VA home loan guaranty from some lenders
Lower payment, Great flexibility with planned and unplanned expenses, Longer tax benefit (confirm with your CPA)
Zero advance payment (important: advance payments might be required by some lenders before approving the VA home loan guaranty but an advance payment is not usually required by VA).
Reduced closing cost. Low-interest rates. Private Mortgage Insurance (PMI) not required The guaranty from the VA home benefit loan can be utilized several times as it can beneficial for life
Conventional and non-conventional (non-QM) Jumbo loan options are available. This loan can be used to purchase properties that are beyond the limit determined by the Federal Housing Finance Agency.
The non-QM Jumbo mortgage option is an opportunity for homebuyers that are not eligible for the conventional funding guidelines.
Lower advance payment. Increased loan limits. A single loan
Higher interest. Increased closing costs. Only a few properties are eligible. Require a clean credit score.
Bank statement loans are different from conventional mortgages. The bank statement initiative utilizes the bank statement to estimate the income of the borrower.